Skip to content
Later-Life-Finance-Guide.webp

Contact us

You can contact Later Life Finance Guide with a question about our guides or calculators, to report an error, or to suggest a topic. We cannot give personal financial advice, but we are happy to explain how the site is intended to be used.

How to contact us

If you have a question about the information on this website, or would like to provide feedback, you can contact us using the details below.

Later-life financial decisions can feel complex, and it’s completely normal to want clarity before taking any next steps. While we can’t provide personal financial advice, we’re always happy to help explain how our guides and tools are intended to be used.

What we can help with

You can contact us if you:

Finding regulated advice

If you need advice about your own circumstances, an FCA-regulated adviser can assess what may be available and suitable for you. You can check a firm on the FCA's Financial Services Register, and for equity release you can check whether it is a member of the Equity Release Council. Free, impartial guidance is also available from MoneyHelper.

What we can't help with

To be clear and transparent:

If you need personalised advice, you should speak to a suitably qualified and FCA-regulated financial adviser.

Before you get in touch

Many common questions are already answered on the site, so it may be quicker to start there. Our later-life finance FAQs cover equity release, retirement interest-only mortgages, downsizing and the other main options, and the later-life options page compares them side by side. Each of our guides ends with its own set of questions and answers.

If you are writing to report an error, it helps to include:

Please do not send personal financial details, such as account numbers or the value of your pension, as we cannot use them to help you. How we handle any information you send us is explained in our privacy policy.

Send us a message

Use the form below and we will reply by email. Please do not include personal financial details.

Thank you, your message has been sent. We will reply by email as soon as we can.

We use your details only to reply to your message. Our privacy policy explains how we handle them.

If you are worried about a scam

If you have been contacted out of the blue about releasing money from your home or your pension, take your time before responding. You can check whether a firm is authorised on the FCA's Financial Services Register, and the FCA's ScamSmart pages explain common warning signs. Genuine regulated firms will not pressure you to decide quickly. If you think you may have been targeted by a scam, Action Fraud and Citizens Advice can also help.

Important Notice

LaterLifeFinanceGuide.co.uk provides independent, informational content only.

Information on this website is for general guidance and should not be considered a substitute for regulated financial advice.

Equity release and retirement lending products are regulated in the UK, and advice from an FCA-authorised adviser is required before proceeding.

Our Commitment

We’re committed to providing clear, balanced and easy-to-understand information to help you feel more informed before making decisions about later-life finances.

Check your later-life options

Frequently asked questions

Can you give me advice about my own situation?

No. Later Life Finance Guide is an information website, so we cannot give personal financial advice, assess your eligibility or say which option is suitable for you. We can explain how our guides and calculators are meant to be used. For advice on equity release or a mortgage, speak to an FCA-regulated adviser.

How do I check that an adviser is regulated?

You can search the Financial Conduct Authority's Financial Services Register, which lists authorised firms and individuals and the activities they are permitted to carry out. For equity release, you can also check whether a firm is a member of the Equity Release Council. Our guide to regulated advisers explains what to look for.

Can you arrange equity release or a mortgage for me?

No. We do not arrange, sell or recommend financial products, and we are not a broker or lender. Our role is to explain options such as equity release and retirement interest-only mortgages in plain English, so you can have a better-informed conversation with a regulated adviser.

How do I report a mistake on the site?

Please get in touch and tell us which page you were reading and what looks wrong or out of date. We review feedback and update guides where needed. It helps if you can mention where you found the correct information, such as gov.uk or another official source.

Where can I find free, impartial guidance?

MoneyHelper, backed by the government, offers free guidance on money and pensions, and Pension Wise offers free guidance appointments if you are 50 or over and have a defined contribution pension. Guidance is not the same as regulated advice, but it can help you understand your options before you speak to an adviser.